{"id":65899,"date":"2015-07-16T07:06:43","date_gmt":"2015-07-16T12:06:43","guid":{"rendered":"https:\/\/thevwindependent.com\/news\/?p=65899"},"modified":"2015-07-16T07:07:02","modified_gmt":"2015-07-16T12:07:02","slug":"65899","status":"publish","type":"post","link":"https:\/\/thevwindependent.com\/news\/2015\/07\/16\/65899\/","title":{"rendered":"Ohio A-G warns of military-related scams"},"content":{"rendered":"<p><i>Ohio Attorney General\u2019s information<\/i><\/p>\n<p>COLUMBUS &#8212; Ohio Attorney General Mike DeWine warns service members to watch for signs of identity theft. The warning comes following the announcement of recent federal data breaches and prior to Military Consumer Protection Day on Wednesday, July 15.<\/p>\n<figure id=\"attachment_52811\" aria-describedby=\"caption-attachment-52811\" style=\"width: 200px\" class=\"wp-caption alignright\"><a href=\"https:\/\/www.thevwindependent.com\/news\/wp-content\/uploads\/2014\/06\/Mike-DeWine-headshot-200px-6-2014.jpg\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-52811 \" style=\"border: 1px solid black;\" alt=\"Attorney General Mike DeWine\" src=\"https:\/\/www.thevwindependent.com\/news\/wp-content\/uploads\/2014\/06\/Mike-DeWine-headshot-200px-6-2014.jpg\" width=\"200\" height=\"314\" \/><\/a><figcaption id=\"caption-attachment-52811\" class=\"wp-caption-text\"><strong>Attorney General Mike DeWine<\/strong><\/figcaption><\/figure>\n<p>\u201cAnyone can be affected by identity theft, but if you\u2019re a military family, it can be especially difficult to deal with,\u201d Attorney General DeWine said. \u201cA few years ago, I created an Identity Theft Unit to help people correct the damage caused by identity theft. Since then, we\u2019ve helped thousands of people. We want to remind service members and all Ohioans that we\u2019re here to help.\u201d<\/p>\n<p>The Attorney General\u2019s Identity Theft Unit helps victims correct the effects of identity theft, such as fraudulent accounts or credit reporting errors. Since its creation in 2012, the unit has received more than 3,300 complaints and has helped to adjust or clear approximately $900,000, according to consumer complaint data.<\/p>\n<p>Identity theft occurs when someone obtains and uses an individual\u2019s personal information without permission to commit fraud. The effects of identity theft can be especially hard on military members and their families. In 2014, identity theft was the number one military complaint filed with the Federal Trade Commission, representing 27 percent of all military consumer complaints.<\/p>\n<p>Signs of identity theft include:<\/p>\n<p><b>Unexpected letters or phone calls<\/b><\/p>\n<ul>\n<li>Bills for a credit card you never opened.<\/li>\n<li>Letter saying you opened a new credit card that you didn\u2019t open.<\/li>\n<li>Card member agreement for a bank you\u2019re not associated with.<\/li>\n<li>Cell phone bill that\u2019s inaccurate.<\/li>\n<li>Collection calls for loans you never took out.<\/li>\n<\/ul>\n<p><b><!--more-->Bank and credit report problems<\/b><\/p>\n<ul>\n<li>Credit card charges you never made appearing on your account.<\/li>\n<li>A credit score that\u2019s lower than you expected.<\/li>\n<li>Credit report errors, such as an unexpected mortgage loan or other people\u2019s addresses on your credit report.<\/li>\n<\/ul>\n<p><b>Issues with law enforcement and government<\/b><\/p>\n<ul>\n<li>Wrongful arrest or warrants out for one\u2019s arrest. (For example you\u2019re pulled over for a minor traffic violation and the officer says there are warrants out for your arrest for a crime you did not commit.)<\/li>\n<li>Trouble getting a driver\u2019s license.<\/li>\n<li>Another person\u2019s name showing up in your background check.<\/li>\n<li>Not receiving expected tax documents or your tax refund.<\/li>\n<\/ul>\n<p>Military members and their families can help protect themselves from identity theft by taking the following steps:<\/p>\n<ul>\n<li>Monitor bank accounts. Look for suspicious activity, and if errors are found, immediately notify the bank or credit or debit card provider.<\/li>\n<li>If an active-duty service member, place an \u201cactive duty alert\u201d on credit reports. This will inform the credit reporting agencies that the person is deployed and should not be opening new lines of credit. With the alert in place, service members will be notified if an identity thief attempts to open a line of credit in their name.<\/li>\n<li>If personal information has been compromised in a data breach, place an initial\u00a0fraud alert on one\u2019s credit report. Contact one of the three major credit reporting agencies &#8212; Experian, Equifax, or TransUnion &#8212; to place the alert, which will stay on the credit report for 90 days. The alert is free and will make it more difficult for someone to open credit in one\u2019s name.<\/li>\n<li>Consider placing a security freeze on one\u2019s credit report. A security freeze essentially puts a lock on credit so that most third parties can\u2019t access a person\u2019s report. Contact each credit reporting agency to place a freeze.<\/li>\n<li>Check one\u2019s credit report at <a href=\"http:\/\/links.govdelivery.com\/track?type=click&amp;enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTUwNzEzLjQ3MDg5NTAxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE1MDcxMy40NzA4OTUwMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3MTU3NjQyJmVtYWlsaWQ9ZWRpdG9yQHRoZXZ3aW5kZXBlbmRlbnQuY29tJnVzZXJpZD1lZGl0b3JAdGhldndpbmRlcGVuZGVudC5jb20mZmw9JmV4dHJhPU11bHRpdmFyaWF0ZUlkPSYmJg==&amp;&amp;&amp;100&amp;&amp;&amp;http:\/\/www.annualcreditreport.com\">www.AnnualCreditReport.com<\/a>. Individuals are entitled to one free credit report per year from each of the three major credit reporting agencies. A service member can pull all three at once, or can stagger pulling reports throughout the year.<\/li>\n<\/ul>\n<p>Consumers who believe they have been the victim of identity theft should contact the Ohio Attorney General\u2019s Office at 800.282.0515 or <a href=\"http:\/\/links.govdelivery.com\/track?type=click&amp;enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTUwNzEzLjQ3MDg5NTAxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE1MDcxMy40NzA4OTUwMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3MTU3NjQyJmVtYWlsaWQ9ZWRpdG9yQHRoZXZ3aW5kZXBlbmRlbnQuY29tJnVzZXJpZD1lZGl0b3JAdGhldndpbmRlcGVuZGVudC5jb20mZmw9JmV4dHJhPU11bHRpdmFyaWF0ZUlkPSYmJg==&amp;&amp;&amp;101&amp;&amp;&amp;http:\/\/www.ohioattorneygeneral.gov\">www.OhioAttorneyGeneral.gov<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ohio Attorney General\u2019s information COLUMBUS &#8212; Ohio Attorney General Mike DeWine warns service members to watch for signs of identity theft. The warning comes following the announcement of recent federal data breaches and prior to Military Consumer Protection Day on Wednesday, July 15. \u201cAnyone can be affected by identity theft, but if you\u2019re a military [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-65899","post","type-post","status-publish","format-standard","hentry","category-news"],"publishpress_future_action":{"enabled":false,"date":"2026-08-01 13:55:26","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/thevwindependent.com\/news\/wp-json\/wp\/v2\/posts\/65899","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thevwindependent.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thevwindependent.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thevwindependent.com\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/thevwindependent.com\/news\/wp-json\/wp\/v2\/comments?post=65899"}],"version-history":[{"count":0,"href":"https:\/\/thevwindependent.com\/news\/wp-json\/wp\/v2\/posts\/65899\/revisions"}],"wp:attachment":[{"href":"https:\/\/thevwindependent.com\/news\/wp-json\/wp\/v2\/media?parent=65899"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thevwindependent.com\/news\/wp-json\/wp\/v2\/categories?post=65899"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thevwindependent.com\/news\/wp-json\/wp\/v2\/tags?post=65899"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}